Fix & Flip

Financing for acquisition, renovation, and resale.

We connect investors with third-party lenders that may finance qualifying value-add residential projects based on the property, scope, borrower, leverage, and exit plan.

Typical Use

Short-term capital built around a defined renovation plan.

Fix-and-flip programs commonly combine acquisition funding with lender-controlled renovation draws. Structures vary significantly by lender and project.

  • Non-owner-occupied 1-4 unit investment properties
  • Purchase plus light, moderate, or substantial rehabilitation
  • Defined construction budget and project timeline
  • Planned sale or refinance after completion
Lender Review

Factors that may shape the financing path.

Project economics

Purchase price, eligible costs, scope, projected value, and market support.

Borrower profile

Relevant project experience, credit, liquidity, entity, and guarantor strength.

Execution plan

Contract deadlines, construction timeline, draw process, and credible exit strategy.

Important

Not a consumer renovation loan.

This program category is for business-purpose investment property and is not available for a borrower’s owner-occupied primary residence.

Terms are not guaranteed

All approvals, leverage, rates, fees, draws, conditions, and closing timelines are determined by the independent lender after underwriting.