Our Process

From funding request to lender review, with fewer unknowns.

We help organize the facts, identify potential third-party lender or funding partner routes, and keep communication moving. The applicable lender makes every underwriting and credit decision.

Four Clear Stages

A deal-first process designed around useful information.

01

Share the scenario

Tell us about the property, requested financing, business plan, timing, and borrower profile through our guided intake.

02

Review and clarify

We review the initial facts, flag missing items, and ask focused questions that can help lenders understand the opportunity.

03

Match and package

When the scenario appears suitable, we identify potential independent lender programs and coordinate the submission package.

04

Lender underwriting and closing

The selected lender conducts underwriting, orders due diligence, issues any terms, and makes the final credit and funding decision.

Prepare Early

What helps us understand a deal.

Complete information creates a more productive first conversation. Exact requirements vary by program and lender.

  • Property address, type, occupancy, and current condition
  • Purchase price, requested loan amount, and use of funds
  • Renovation scope, budget, and projected value when applicable
  • Borrower entity, relevant experience, and financial profile
  • Exit strategy, timing, and any known deal constraints
Know the Roles

We connect and coordinate. The lender underwrites.

Brocks Capital is a commercial finance brokerage, not a bank or direct lender. We help borrowers navigate potential lender and funding partner options, but we do not promise approval, pricing, leverage, proceeds, or a closing date.