DSCR
Debt service coverage ratio compares qualifying property cash flow with debt obligations. Each lender may calculate it differently.
Investor Resource Center
Useful tools for a better financing conversation.
Run quick estimates, understand common terms, and prepare the facts lenders may ask about. These tools are educational only and are not loan quotes or approvals.
Interactive Calculators
Start with a simple deal snapshot.
Flagship Tool
Deal Strategy Analyzer
Pressure-test leverage, project basis, value spread, and rental coverage before you submit a deal.
Run Analyzer Rental ToolDSCR Calculator
Estimate a property’s debt service coverage ratio using simple monthly inputs.
Jump to Calculator Project ToolRehab Cost Snapshot
Compare acquisition and renovation cost with projected after-repair value.
Jump to Tool PreparationSubmission Checklist
Know the facts and documents worth organizing before lender review.
View ChecklistResults are educational estimates only and are not loan quotes, approvals, commitments, or guarantees. Actual lender calculations, requirements, and terms may differ.
Quick Guides
Know the terms behind the conversation.
LTV and LTC
Loan-to-value compares financing with property value. Loan-to-cost compares financing with eligible project cost.
ARV
After-repair value is an opinion of the property’s potential market value after the planned work is complete.
Exit Strategy
The credible path for repaying short-term financing, commonly a sale or refinance after completing the business plan.
Submission Checklist
Information worth organizing early.
- Purchase contract or current property details
- Project scope, budget, and timeline
- Current leases, rent roll, or operating history when applicable
- Entity and borrower experience information
- Exit strategy and requested closing timeline